Proven Track Record. RBC Guaranteed Investment Funds are individual variable annuity contracts and are referred to as segregated funds. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these Contracts. RBC GAM is a provider of global investment management services and solutions to institutional, high-net-worth and individual investors through separate accounts, pooled funds, mutual funds, hedge funds, exchange-traded funds and specialty investment strategies. Investment advice is provided by Royal Mutual Funds Inc. (RMFI). Your segregated fund assets may be protected from creditors in the event of a bankruptcy, which is especially important if you are a business owner or self employed. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. A mutual fund is an easy way to invest in a pool of stocks, bonds and other securities that is managed on your behalf by an experienced money manager. For money market funds there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. At RBC Dominion Securities, we specialize in matching the right mutual funds to your needs and objectives. If you pass away and the market value of your investment has declined, your beneficiary will receive the guaranteed amount (minus any withdrawals and fees).1, Estate Preservation. The RBC Global Equity Funds are sub-advised by RBC Global Asset Management (UK) Limited. Visit your branch. Past performance may not be repeated. With thousands of mutual funds available in Canada, however, it can be a challenge to sort through all the options. Please. Your Investor Profile reflects information about you and your investment preferences (investment objectives, risk tolerance and time horizon), which may differ for each of your investment accounts. RBC Funds, PH&N Funds and BlueBay Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers. RBC Direct Investing Inc. is a wholly owned subsidiary of Royal Bank of Canada and is a Member of the Investment Industry Regulatory Organization of Canada and the Canadian Investor Protection Fund. Whether you want growth, a conservative investment, or something in-between, there’s a mutual fund for you. Mutual funds are not guaranteed; their values change frequently, and past performance may not be repeated. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. The RBC GIF lineup includes a wide range of funds and portfolio solutions that are managed by RBC Global Asset Management Inc., one of Canada's leading money managers. Assets may be protected from creditors in the event of a bankruptcy.3. All of our GIPs are available within our Invest Series, Series 1 … With thousands of mutual funds available in Canada, however, it can be a challenge to sort through all the options. RBC Guaranteed Investment Funds are offered by RBC Life Insurance Company. Choose award-winning investment management from RBC Global Asset Management—one of Canada’s largest mutual fund providers. Vanguard, one of the most in-demand and lowest-cost ETFs companies entered the Canadian market in 2011, and since then sales of ETFs have outpaced those of mutual funds. Choose award-winning investment management from. RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. A mutual fund’s strategy may focus on a specific sector, region or asset class, or may invest in various asset classes. Please read the fund facts and prospectus before investing. Your money is readily accessible because you can redeem the mutual fund units you’ve purchased as needed. We recommend booking an appointment ahead of time by calling us atÂ. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. See how fast your savings can grow within a TFSA. View the historical performance of our funds. RBC Select Guaranteed Investment Portfolios (GIPs) are professionally managed and designed to match up to different investing styles. If you have RBC Online Banking access and an up-to-date Investor Profile, you can purchase mutual funds online. The fund manager, in this case RBC Global Asset Management as well as sub-managers such as Blackrock, uses the pooled money from the many investors to build a portfolio by buying underlying stocks, bonds, and other investable assets. RBC mutual funds (the same as any mutual fund) are a pooled investment product. The RBC BlueBay Funds are sub-advised by BlueBay Asset Management LLP, a wholly owned subsidiary of RBC. RBC Funds, BlueBay Funds and PH&N Funds are offered by RBC Global Asset Management Inc. and distributed through authorized dealers. When your deposit matures and is redeemed (minimum of a 10-year period), you receive a top-up payment if the market value is less than the guaranteed amount.1, Death Benefit Guarantee. An RBC RESP can hold a variety of investments, including Guaranteed Investment Certificates (GICs), mutual funds, portfolio solutions and savings deposits. An RBC Insurance advisor can answer your questions about RBC Guaranteed Investment Funds and the right strategies for your RRSP. Assets can be paid directly to your beneficiary—bypassing probate, a public process that can be both costly and lengthy.2, Potential Creditor Protection. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. View Legal DisclaimersHide Legal Disclaimers, Legal | Accessibility | Privacy & Security. For non-registered mutual funds, you must have an RBC Royal Bank chequing or savings account. All at no additional cost. Not sure where to start? RMFI, RBC Global Asset Management Inc., Royal Bank of Canada, Royal Trust Corporation of Canada and The Royal Trust Company are separate corporate entities which are affiliated. It’s best to work with an RBC advisor to find the investments that best meet your goals, objectives and tolerance for risk. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. For those seeking growth potential with protection from market volatility, segregated funds are worth a look. Yes, you can hold a mutual fund on its own as a non-registered investment, or within a registered plan (TFSA, RRSP, RRIF, RESP or RDSP). Our wizard can help. At RBC Dominion Securities, we specialize in matching the right mutual funds to your needs and objectives. You must have a current Investor Profile that has been updated in the last 12 months to purchase a mutual fund or portfolio solution. A digital service that lets you view all of your investments, track your goals and connect with a live RBC advisor through video or phone! Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Can I hold a mutual fund in my registered plan? RBC Guaranteed Investment Funds are individual variable annuity contracts and are referred to as segregated funds. Offer a variable interest rate that is linked to changes in the Royal Bank Prime rate. Investors are handing over a generous portion of the dividends and returns to RBC, and well, to me too as I am a RBC shareholder. How do I choose the right mutual funds for me? Enjoy the security of a GIC and the higher return potential that comes with an … RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. In addition, the RBC BlueBay High Yield and Global Bond Funds are sub-advised by BlueBay Asset Management USA LLC, a wholly owned subsidiary of RBC. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Many investors buy small slices of each mutual fund. Because a mutual fund holds multiple investments, it provides a degree of diversification. While similar to mutual funds, RBC GIFs offer many unique advantages: Maturity Guarantee. RBC Guaranteed Investment Funds (GIFs), also known as segregated funds, are a powerful investment solution that can help you meet your retirement goals. The returns have been lackluster. The mutual fund industry experienced its first major competition when exchange traded funds, or ETFs launched in Canada. For funds other than money market funds, unit values change frequently. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned to you. RBC Funds are offered by RBC Asset Management Inc. … RBC Insurance Services Inc. Website, © 1995-2021, Privacy & Security | Legal | Accessibility | Underwriters, Diversification among asset classes and management styles, Ability to grow a portfolio while diversifying risk, Easy access to your money through daily price valuations, Ability to bypass probate and keep financial affairs private, Potential creditor protection for registered accounts, Potential creditor protection for non-registered accounts, A guarantee of the principal (or a specified percentage) at maturity, A guarantee of the principal (or a specified percentage) at death, Ability to lock in market gains using resets. RBC Life Insurance Company is the sole issuer and guarantor of the guarantee provisions contained in these contracts. For funds other than money market funds, unit values change frequently. While similar to mutual funds, RBC GIFs offer many unique advantages: Maturity Guarantee. Whether you’re comfortable with risk or want to avoid it, your advisor can help you find the portfolio that’s best for you. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Sign in to buy mutual funds online ; Call us at 1-800-463-3863. RBC Funds, BlueBay Funds and PH&N Funds are … You can have a professionally managed portfolio for an initial investment of just $500. Stop giving me your money. In addition to individual RBC Funds and PH&N Funds, you can also invest in Portfolio Solutions. For funds other than money market funds, unit values change frequently. Royal Mutual Funds Inc. is licensed as a financial services firm in the province of Quebec. RBC WM has a conflict of interest in utilizing firms that make payments to RBC WM over firms that do not make payments. While similar to mutual funds, RBC GIFs offer many unique advantages: Your interest rate is guaranteed, so you don’t need to worry about changes in the markets or the economy. Choose from a wide range of options, including product features, investment terms, interest payment frequencies and access to funds. Yes even mutual fund investors like their big dividends. Please consult your advisor and read the prospectus or Fund Facts document before investing. For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. Mutual funds are managed by portfolio managers who buy and sell the securities in the fund’s portfolio and monitor market conditions. Guaranteed-Return GICs Security and Peace of Mind With Guaranteed-Return GICs, your interest rate is guaranteed, so you don’t need to worry about changes in the markets or economy. For money market funds, there can be no assurances that a fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in a fund will be returned … The RBC Canadian Dividend Fund. To create or update your Investor Profile: View All FAQs Managing your Mutual Funds online. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. 3; At-a-Glance Segregated Funds vs. Mutual Funds. An RBC Insurance® advisor can answer your questions about RBC Guaranteed Investment Funds and the right strategies for your RRSP. We'll be happy to discuss your goals and help you choose the type of investments that best suit … You can also hold stocks and bonds through RBC Direct Investing™ and RBC Dominion Securities Guaranteed-Return GICs. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. Buy a mutual fund for your registered account or on its own. RBC Global Asset Management—one of Canada’s largest mutual fund providers. RBC Direct Investing Inc. and Royal Bank of Canada are separate corporate entities which are affiliated. There may be commissions, trailing commissions, management fees and expenses associated with mutual fund investments. Please read the Fund Facts before investing. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or by another government deposit insurer. A professional money manager makes the investment decisions and monitors the markets, so you don’t have to. Please consult your advisor and read the prospectus or Fund Facts document before investing. RBC Funds are offered by RBC Global Asset Management Inc. and sold by Royal Mutual Funds Inc. Royal Mutual Funds Inc., Royal Bank of Canada, RBC Global Asset Management Inc., Royal Trust Company and The Royal Trust Corporation of Canada are separate corporate entities that are affiliated. See how regular investing can grow your retirement savings. Mutual funds are not guaranteed or covered by the Canada Deposit Insurance Corporation or any other government deposit insurer. For mutual funds in registered accounts (i.e., TFSA, RRSP) you must have an existing registered plan and an RBC Royal Bank chequing or savings account. Mutual funds invest in a variety of equities, bonds and other holdings, giving you a balanced and diversified portfolio. When your deposit matures and is redeemed (minimum of a 10-year period), you receive a top-up payment if the market value is less than the guaranteed amount… Get convenient access to global capital markets, including equities and fixed income. 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